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Comprehensive insurance solutions tailored for your industry. Expert guidance, competitive rates, and unwavering support.

Risk Insights

Real Incidents, Real Risk Lessons

Recent loss events across Indonesia show why the right cover, placed by the right broker, matters. Here is how Proteksindo helps clients navigate them.

Cyber Incident Hits Regional Logistics: The Case for Cyber Insurance
Cyber

Cyber Incident Hits Regional Logistics: The Case for Cyber Insurance

A ransomware incident at a regional logistics network halted dispatching for over a week. Our cyber placements cover business interruption, ransomware response and third-party claims, paired with pre-incident vulnerability reviews from our consulting team.

Apr 20265 min read
Surging Medical Claims Strain Group Health Plans: Smart Plan Design to Control Cost
Group Health

Surging Medical Claims Strain Group Health Plans: Smart Plan Design to Control Cost

Rising inpatient claims at private hospitals pushed several group health plans into sharp losses this year. Proteksindo redesigns plan structures, negotiates insurer rates, and adds cost-containment features that protect coverage for employees without uncontrolled premium hikes.

Oct 20265 min read
Industrial Spill Contaminates a River System: The Case for Environmental Impairment Liability Cover
Environmental Liability

Industrial Spill Contaminates a River System: The Case for Environmental Impairment Liability Cover

An untreated effluent discharge from a manufacturing plant contaminated a downstream river, triggering clean-up orders, third-party claims and regulatory fines. Proteksindo structures Environmental Impairment Liability covering both sudden and gradual pollution, backed by site risk surveys.

Mar 20265 min read
Refinery Fire and Lost Throughput: Structuring Energy Insurance for Upstream and Downstream Risks
Oil & Gas

Refinery Fire and Lost Throughput: Structuring Energy Insurance for Upstream and Downstream Risks

A fire at a fuels processing facility halted production for months, exposing gaps between property damage cover and the full cost of lost throughput. Proteksindo structures energy packages with adequate Business Interruption, Contingent BI and Machinery Breakdown cover for upstream and downstream assets.

Jan 20265 min read
Jakarta Floods: Protecting Revenue with Business Interruption Cover
Property & BI

Jakarta Floods: Protecting Revenue with Business Interruption Cover

Severe flooding across Greater Jakarta forced manufacturers and logistics operators to suspend activity for days, with many discovering they were underinsured for lost income. Proteksindo structures property and business interruption cover with adequate indemnity periods so clients recover revenue, not just assets.

Sep 20264 min read
Warehouse Fires on the Rise: The Value of Fire Risk Engineering
Property Risk

Warehouse Fires on the Rise: The Value of Fire Risk Engineering

A series of large warehouse fires in West Java and Banten revealed gaps in fire detection, stock values and sum-insured adequacy. Our risk engineers survey exposures, strengthen loss-control recommendations, and negotiate terms with insurers before placement.

Aug 20265 min read
Semeru Eruption Aftermath: Managing Volcanic Risk for Industrial Assets
Property & BI

Semeru Eruption Aftermath: Managing Volcanic Risk for Industrial Assets

Renewed volcanic activity around Mount Semeru threatened nearby industrial and agribusiness assets with ash fall and access disruption. We map volcanic perils within property programmes and arrange contingent business interruption for supply chain dependencies.

Jul 20264 min read
Red Sea Routing Disruptions: Marine Cargo Insurance in Volatile Trade Lanes
Marine Cargo

Red Sea Routing Disruptions: Marine Cargo Insurance in Volatile Trade Lanes

Attacks on shipping in the Red Sea rerouted Indonesian cargo, raising transit times, war-risk premiums and general average exposures. Proteksindo structures marine cargo policies with the right Institute Cargo Clauses and war and strikes cover for each trade lane.

Jun 20264 min read
West Java Earthquake: Strengthening Construction All-Risk Preparedness
Construction

West Java Earthquake: Strengthening Construction All-Risk Preparedness

The Cianjur earthquake reminded contractors that standard property policies exclude construction works. We place Construction All-Risks and EAR programmes covering contract works, third-party liability and delay-in-start-up, sized to each project.

May 20265 min read
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